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In this episode of Business Matters, presented by Valley First, a division of First West Credit Union, host Rob Cupello is joined by Amy Bos, a Senior Financial Advisor at Valley First.
Today Bos lends us her expertise in the financial field, offering up some much-appreciated advice around the three areas where people tend to fall short.
The first area is open-ended debt. This type of debt includes areas like credit cards and lines of credit – things that don’t have structured repayments.
“It can cause a relatively small purchase to turn into a big expense over time, and without a plan to pay it off, it’s a huge impact on your budget,” explains Bos.
“Especially if you start layering additional purchases onto it,” she continues.
To hear the other two tips in-depth, along with other much-needed financial advice heading into the holiday season, listen to the full episode.