An insurance app that rewards good driving has finally come to B.C.

If you’re a good driver, there’s a new app that you’ll want to check out.

Insurance company belairdirect, formerly Canadian Direct, is launching the app automerit in B.C.

This app assesses customers’ driving skills, helping them save on their insurance premiums while providing valuable insight into their driving habits.

Through the app, belairdirect customers will have the opportunity to earn a personalized discount of up to 25% on their car insurance premiums.

“We recognize that good driving should be rewarded and the launch of the automerit app in western Canada is just one of the many ways belairdirect is setting itself apart within the insurance offering space,” said Henry Blumenthal, belairdirect’s VP of Sales. “We hope our customers think of us as their driving partner and let automerit provide insight into their driving behaviour and reward them for their good habits.”

The key factors that will be used to determine the potential discount are hard braking, rapid acceleration and time of day.

• Hard braking: Hard braking increases the risk of being involved in an accident. The app will calculate the ratio of hard braking events on total kilometres driven to determine your personalized hard braking factor.
• Rapid acceleration: Rapid accelerations increase the risk of being involved in an accident. The app calculates the ratio of rapid acceleration events on total km driven to determine your personalized rapid acceleration factor.
• Time of day: Driving between 12 a.m. and 4 a.m. increases the risk of being involved in an accident. Many elements such as reduced visibility and fatigue, make this time of day the riskiest. Knowing this, the program evaluates the time of day that you’re driving to determine your personalized high-risk period factor. The less often you drive during risky periods, the more you could save.

The app is available to belairdirect customers, but in order to receive the personalized discount you’ll need to complete an assessment period.

Just for enrolling, however, eligible customers could receive a one-time 5% discount that will be replaced by the personalized discount of up to 25% on their next renewal following the assessment period.